When most people hear luxurious or smart homes, they think of high-end properties in popular cities like New York, Florida, or Miami. And when you bring it to Africa, they think of South African towns like Johannesburg and Cape Town.

However, these are not the only cities where you will hear the terms modern houses, luxurious villas, or smart homes used to describe a house. There are plenty of luxurious and modern houses for sale in Ghana and other parts of Africa, like Ghana or Nigeria.

Although modern homes and luxurious villas haven’t been so popular across all of Africa in the past, young and rising African architects are stepping up their game and changing the real estate landscape of the continent. Real estate developers are embracing contemporary and luxurious designs that make urban living a breeze. This has also contributed immensely to the evolving real estate market on the continent. 

The market is evolving so much that there are single properties that are being sold for up to $20 million dollars and even more in cities like Cape Town, Johannesburg, Accra, and Lagos. There are also houses that cost almost the same as buying their equivalent in cities like New York.

In this article, we discuss the different types of modern houses in Africa, specifically Ghana, and look at some of these houses for sale in Ghana, their location, and their prices.


Types of Modern Houses for Sale in Ghana

Due to Ghanaian culture, mud houses, or traditional houses, as some people prefer to call them, were the most common types of homes a very long time ago. These days, they aren’t so popular. In fact, the only places you will most likely find mud houses are in rural areas. Colonial houses were also popular in cities on the coast, such as Cape Coast or Accra, during the British colonial era.

These kinds of residences are no longer common, particularly in urban areas like Accra, where contemporary and modern residences have supplanted older styles in terms of architecture.

Villas or Mansions

Villas and luxury homes are typically found on large stretches of land. They exude luxury and wealth and come with several rooms, big gardens, and swimming pools. Recently, these types of villas have become very popular in Aburi, in the Eastern Region. Due to the serene environment in Aburi, the town attracts a lot of expats and locals who prefer getting away from the busy Accra environment. 

Semi-Detached Houses

Semi-detached houses are houses with two separate living units that share a single roof. Both units have a separate entrance just like any other type of house has a separate entrance but the only difference is that there is absolutely no space between the two units. These houses are perfect for people who prefer to have their extended family living close to them but at the same time want to maintain their privacy and not share the same facilities.

Detached Houses

This type of house is the most popular and preferred for many Ghanaians, especially those who build their own houses instead of buying from a real estate developer’s list of houses for sale in Ghana. These houses have more outdoor space and they are mostly walled and gated with two or more bedrooms.

Townhouses or Terraced Buildings

Townhouses are a row of adjoining buildings with at least two floors each. They are pretty common these days and you might encounter some of them during your search for homes for sale in Ghana. With a townhouse, you share an outside fence wall with at least one of your neighbours.


Apartments or Flats

Apartments have become one of the most sought-after houses for sale in Ghana and Africa. This is mainly due to the increase in demand for properties in prime neighbourhoods and the desire for urban living among the youth. Apartments are flats or self-contained units that occupy a portion of a larger building. Residents of an apartment building will share communal facilities like a pool or garden.



Houses for Sale in Ghana and their Prices

Throughout the 16 regions of Ghana, people are building houses for sale. The majority of these houses are located in the capital city of each region and are mostly considered the region's most developed city (urban). Although Accra and Kumasi are the most popular cities when it comes to real estate developments, other cities also have nice houses that are available on the market for sale. 

Let’s explore some of the most popular cities with homes for sale in Ghana.

Houses for Sale in Ghana—Accra

Accra is the capital city of Ghana, located on the southern coast of the Gulf of Guinea. The city is home to over 5 million people, most of whom are in their youth. The only international airport in the country is located in Accra, which makes the city more convenient for foreigners, investors, and tourists as their choice for accommodation. 

The busiest business districts in the country are mostly located in Accra, making it a great location for both commercial and residential properties. The city boasts some of the highest rental yields in the country and Africa as a whole.

The types of houses that are most popular in the city include townhouses, semi-detached houses, villas, and apartments. You can get a house with 2 to 8 bedrooms or more for sale in affluent neighbourhoods like Cantonment, East Legon, Spintex, Airport Residential, Roman Ridge, or Labone for $65,000 to $2,000,000.




Houses for Sale in Ghana—Tema

Tema is the capital of the Tema Metropolitan District and is located 25 kilometres east of Accra, Ghana's capital city. The city was planned and built on a small fishing community by Ghana's first trained architect, Theodore S. Clerk, and commissioned by Ghana's first president, Dr. Kwame Nkrumah. The largest harbour in the country can be located in Tema and the city is also an industrial hub.

Some of the affluent neighbourhoods in Tema can be found in Community 6, Community 11, and Community 12. Popular houses for sale in Tema include villas, townhouses, and detached and semi-detached houses. A 2-8 bedroom house in Tema will cost between $80,000 and $2,000,000.


Houses for Sale in Ghana—Kumasi

Kumasi, also known as Garden City, is the second-largest city in Ghana, after the capital, Accra. Kumasi is the commercial, industrial, and cultural capital of the Ashanti Region. You can find exclusive gated communities like the Prabon Greenfields Estate, which is home to both Ghanaians and foreigners settling in the beautiful Garden City. A two-bedroom house in Kumasi will usually cost around $45,000.

Houses for Sale in Ghana—Takoradi

Sekondi-Takoradi is a city comprising the twin cities of Sekondi and Takoradi. It is the capital of the Western Region of Ghana and the only twin city in the country. Sekondi-Takoradi is the region’s industrial and commercial center and it is the location of the second harbour in the country. Recent oil recoveries in the region have attracted a lot of foreigners, investors, and business moguls to the region, which has helped in scaling the real estate market in the region. You can get villas, detached, and semi-detached houses with 2-8 bedrooms for a price range of $35,000 to $1,000,000 in neighbourhoods like Anaji, Race Course, Airport Rigde, and Beach Road.



Houses for Sale in Ghana—Cape Coast

Cape Coast is the capital city of the Central Region of Ghana. It is a UNESCO World Heritage Site and one of the country’s most historic sites. Cape Coast holds so much history that most tourists and adventurers just can’t help but explore the city whenever they visit Ghana. Unlike urban cities like Accra and Kumasi, which are a bit congested, Cape Coast doesn’t have that same congestion feel. There are a lot of beautiful beaches and green vegetation, which gives the city itself a luxurious feel. The city is a place where you can also find a lot of beachfront houses for sale in Ghana. A beachfront house in Cape Coast can cost between $65,000 and $1,000,000.

Houses for Sale in Ghana—Sunyani

Sunyani is one of the cleanest cities in Ghana and the capital of the Bono Region. Regardless of being far from the capital city, Accra, Sunyani is developed, and it has some of the most beautiful yet affordable houses in the country. A 5-bedroom house in Sunyani could cost around $50,000.


Houses for Sale in Ghana—Tamale

Tamale is the capital city of the Northern Region of Ghana. It is Ghana's third-largest city and has a projected population of 730,000. It is one of the fastest-growing cities in Ghana and West Africa. Since the city is still developing in terms of real estate, houses here cost a bit less than you will usually find in other urban cities like Kumasi or Takoradi. Houses usually sold in Tamale are detached and semi-detached houses and villas with 2-5 bedrooms, costing between $25,000 and $90,000.

Estate Houses for Sale in Ghana—Final Thoughts

The real estate market is an ever-evolving industry, both in Ghana and across Africa. Whether you are looking for a house to buy as your own residential property or as a rental property, the real estate market in Ghana promises high rental yields and property appreciation, so you can be sure that your investment will in turn yield great returns.

You can find all types of houses, from townhouses to villas to apartments, for sale at reasonable and affordable prices in other urban cities apart from Accra, including Kumasi, Cape Coast, Sunyani, and Temala.


Looking for a luxurious yet affordable house in Ghana to buy? Check out these houses for sale in Ghana.